XRP Healthcare focuses on the infrastructure layer for healthcare and pharmacy payments using XRP Ledger technology. Our role is to support open, neutral standards that enable interoperable payment systems, wallet utility and real-world healthcare settlement across the ecosystem.
The XRPH Wallet enables healthcare payments that are fast, low-cost and borderless - with self-custodial control and on-device utility. Pay doctors, pharmacies and healthcare providers in seconds using XRP, XRPH and RLUSD.

The XRPH Wallet is the first open, non-custodial wallet designed specifically for XRP in healthcare payments, supporting XRP, XRPH, and RLUSD — with zero added platform fees and instant settlement. Accept and send secure, borderless healthcare payments in real-time — globally.
The XRPH Wallet is the first open, non-custodial wallet designed specifically for XRP in healthcare payments, supporting XRP, XRPH, & RLUSD with zero platform fees and instant global settlement.
Secure, borderless payments - anytime, anywhere.
Built on the XRP Ledger | Est. 2022 | Trusted Worldwide
Pharmacies, clinics and healthcare providers can create secure, non-custodial payment systems using XRPH Wallet infrastructure - built on the XRP Ledger.

Pharmacies, clinics and healthcare providers can create secure, non-custodial payment systems using XRPH Wallet infrastructure - built on the XRP Ledger.
Wallet-Addressable Healthcare Payments (2025-2034)
B2C + B2B • USD Trillions (illustrative)
XRPL: ~3s confirms • fees in drops (fractions of a cent) Year
Legacy rails: ~1.5-3.5% • T+1-T+2
Healthcare moves trillions every year. $0.5–$0.8T (patients→ providers) + $1.5–$2.9T (providers→ suppliers) = $2.0–$3.7T ready for fast, low-cost wallets.
Non-custodial. No PHI stored or transmitted. Send and receive XRP, XRPH, and RLUSD on the XRP Ledger.
APPLICATION LAYER EXAMPLE
Earn Rewards for Healthy Actions
A new utility layer beyond payments
XRPH AI Rewards is an application layer built on XRPH infrastructure, designed to connect verified healthcare engagement with structured digital rewards across the ecosystem.
Built on the principle of
Proof of Health



XRP Healthcare provides open, non-custodial payment infrastructure for healthcare and pharmacy ecosystems using XRP Ledger technology. The XRPH Wallet is designed as a neutral, interoperable payment layer enabling fast, low-cost settlement without storing patient data or controlling user funds.
XRP Healthcare®️ operates as an independent infrastructure provider through XRP Healthcare LLC, the registered trademark owner.
The XRPH Wallet and XRP Payment Program framework form part of the XRP Healthcare®️ infrastructure architecture for healthcare payment deployment using the XRP Ledger (XRPL). The model emphasizes non-custodial design, interoperability, technical transparency, and regulatory clarity.
This infrastructure is open, modular, and structured for integration by pharmacies, healthcare networks, payment facilitators, and enterprise system providers seeking to deploy XRP-based payment rails within their own environments.
XRPH Wallet does not provide custody, brokerage, exchange, financial, or healthcare services. It is non-custodial software infrastructure.
Infrastructure-focused. Non-custodial. Governance-aligned.