XRP Healthcare

First Pharma & Healthcare Payments Platform on the XRP Ledger (Est. 2022)

XRP in Healthcare Payments

Global, open-source XRPL wallet for healthcare

Accepts XRP, XRPH, RLUSD (USD-pegged stablecoin on XRPL)

Free to download and use

Download on the

Apple Store

Google Play

Get it on

Google Play

MISSION

Mission: Make paying and getting paid in healthcare as effortless as a tap—instant, borderless, and low cost—so pharmacies, clinics, hospitals, and families can move value in seconds with tiny network fees.

What XRPH Wallet does?

  • Receive and send XRP, XRPH, and RLUSD on XRPL with near-instant confirmation (3-5 seconds) and network fees measured in drops (fractions of a cent).
  • Non-custodial by design; no PHI is stored on XRPH servers.
What XRPH Wallet does?

WHY SWITCH (LEGACY VS XRPL)

Why move beyond legacy rails:

  • Cards and bank transfers add cost and delay. XRPL closes in 3-5 seconds with typical network fees of 10–200 drops (≈0.00001–0.0002 XRP), i.e., a fraction of a cent per transaction.
  • Result: faster cash flow, fewer write-offs, and lower total cost per payment.
Why move beyond legacy rails

WHO BENEFITS (SCALE AND USE)

1. United States

  • Pharmacies: approximately 68,000
  • Clinics/outpatient centers: approximately 54,600+

2. Africa (initial focus countries)

  • Uganda, Rwanda, Kenya, Ghana combined: approximately 36,600+ pharmacies and clinics ready to adopt XRPH Wallet or build their own

3. Use cases (illustrative)

  • Patients and sponsors: pay for refills, visits, labs
  • Providers: receive self-pay faster; settle B2B invoices in RLUSD
WHO BENEFITS (SCALE AND USE)

HOW IT WORKS (SIMPLE FLOW)

How it works in three steps

  • Open XRPH Wallet (or your own wallet built from the open-source code)
  • Enter the amount in your local currency (USD / EUR / GBP / UGX / AED)
  • Send or receive XRP, XRPH, or RLUSD; funds confirm in 3-5 seconds

Settlement

Price in local currency; the wallet auto-calculates exact token amounts at pay time.

Download on the

Apple Store

Google Play

Get it on

Google Play

How it works in three steps

SIZE OF THE PRIZE

Digital healthcare payments — market at a glance(today)

  • B2C (patients → providers): about $0.5–$0.8T per year
  • B2B (providers → suppliers): about $1.5–$2.9T per year

Total wallet-addressable flows:

About $2.0–$3.7T per year Even a 1% share implies $20–$37B in annual payment volume.

Wallet-Addressable Healthcare Payments (2025-2034)

B2C + B2B • USD Trillions (illustrative)

XRPL: ~3s confirms • fees in drops (fractions of a cent) Year

Legacy rails: ~1.5-3.5% • T+1-T+2

SAVINGS (ILLUSTRATIVE)

What you could save

  • $1,000,000 in patient payments at 2% card fees → $20,000 cost
  • XRPL network fees ≈ fractions of a cent → roughly $20,000 saved per year
  • Shift 20$ of payments ($200,000) to wallet → about $4,000 saved per year
  • $500,000 B2B invoice: 1–2% early-pay discount in RLUSD → $5,000–$10,000 saved

Notes

Savings are illustrative and exclude third-party on/off-ramp fees. Always follow local rules on pricing and disclosures.

OPEN SOURCE: BUILD YOUR OWN

Build your own wallet (XRPL)

XRPH Wallet is open source. Providers can fork the code, keep control, and move value in XRP, XRPH, and RLUSD with the same speed and cost advantages.

What you keep:

  • Your brand and keys (non-custodial)
  • Your IDs in memo fields for reconciliation (do not store PHI on-chain)
  • Your choice of regulated on/off-ramps per country

Developer Access & Attribution

(“Powered by XRP Healthcare” badges and developer assets; trademark usage terms apply.)

COMPLIANCE AND TRUST

Design for a HIPAA-grade wallet standard

  • Non-custodial by default; no PHI on XRPH servers
  • Use provider-side references in memos (e.g., invoice ID, refill ID)
  • Providers remain responsible for HIPAA and local compliance within their systems and agreements

Legal position

XRP Healthcare maintains registered trademarks and brand protection in key jurisdictions. See our website for details and permitted attribution lines.

Download on the

Apple Store

Google Play

Get it on

Google Play

WHERE THIS GOES NEXT

Go-to-market

  • United States: target a meaningful share of ~68,000 pharmacies and a broad subset of ~54,600+ clinics/outpatient centers
  • Africa (phase one): Uganda, Rwanda, Kenya, Ghana combined ≈ 36,600+ pharmacies and clinics
  • Africa (phase two): expand to additional markets with implementer partners and regulated on/off-ramps

What partners gain

  • Open-source rails on XRPL (fast, low cost)
  • Independence (build your own) or speed (use XRPH Wallet)
  • Clear path to measurable savings and better cash flow

Start now?

Use XRPH Wallet

xrphtoken.com/apps
Download XRPH Wallet app - non-custodial healthcare wallet
OR

Download on the

Apple Store

Google Play

Get it on

Google Play

Build your own (Open Source)

Support

Availability of assets and on/off-ramps varies by provider and region. XRPH Wallet is non-custodial software, not a bank or exchange. No PHI is stored on XRPH servers; providers handle their own compliance.

Where to Buy & Sell XRP, XRPH & RLUSD

arrow XRPH — Official guide

arrow United States

arrow United Kingdom

arrowEurope (EU)

arrowUnited Arab Emirates (UAE)

arrowUganda (global access — verify eligibility/KYC)

Select XRPL network and include any required destination tag/memo. Listings change; check our live guide for current links.

Trademark Coverage Brief

Marks protected by XRP Healthcare LLC across registered jurisdictions:

United States • United Kingdom • European Union • United Arab Emirates • Uganda — with additional filings pending globally.

Covered marks include:

XRP Healthcare; XRPH (wordmark & logo); Powered by XRP Healthcare (by license); and reserved terms “XRP in Healthcare” & “XRP in Healthcare Payments”.

For the full Trademark Usage & Attribution License — and to download badges, logos, and developer assets:

Last updated: December 2025

Open Infrastructure for XRP-Based Healthcare Payments

XRP Healthcare®️ operates as an independent infrastructure provider through XRP Healthcare LLC, the registered trademark owner.

The XRPH Wallet and XRP Payment Program framework form part of the XRP Healthcare®️ infrastructure architecture for healthcare payment deployment using the XRP Ledger (XRPL). The model emphasizes non-custodial design, interoperability, technical transparency, and regulatory clarity.

This infrastructure is open, modular, and structured for integration by pharmacies, healthcare networks, payment facilitators, and enterprise system providers seeking to deploy XRP-based payment rails within their own environments.

XRPH Wallet does not provide custody, brokerage, exchange, financial, or healthcare services. It is non-custodial software infrastructure.

Infrastructure-focused. Non-custodial. Governance-aligned.